Finance
La banque PNC est un autre à utiliser la technologie Ripple
Ripple - la solution bancaire par excellence de la blockchain
La technologie de la blockchain change l’activité bancaire et Ripple est à l’avant-garde des solutions bancaires basées sur la blockchain.
Une autre confirmation en est venue aujourd’hui avec l’annonce publiée sur le site officiel de Ripple, selon laquelle une des 10 premières banques américaines, PNC, utilisera la technologie Ripple.
Ripple, fer de lance des services bancaires basés sur la blockchain
Il ne s’agit pas de la première mise en œuvre de la blockchain de Ripple, mais simplement d’une autre mise en œuvre dans la longue série de partenariats.
La liste est longue, c’est pourquoi nous n’en nommerons que quelques-unes :
- American Express
- Banco Bilbao Vizcaya Argentaria (BBVA)
- Canadian Imperial Bank of Commerce (CIBC)
- CBW Bank
- Mitsubishi UFJ Financial Group (MUFG)
- Mizuho Financial Group (MHFG)
- National Australia Bank (NAB)
- National Bank of Abu Dhabi (NBAD)
- ReiseBank
- Royal Bank of Canada (RBC)
- Santander
- Shanghai Huarui Bank (SHRB)
- Siam Commercial Bank (SCB)
- Skandinaviska Enskilda Banken AB (SEB)
- UBS
- UniCredit Group
Les institutions financières qui expérimentent la technologie Ripple peuvent se compter par centaines.
La CNP utilisera Ripple pour les paiements transfrontaliers
Selon le site Internet de Ripple, la banque PNC, qui compte plus de 8 millions de clients et d’agences dans 19 états, a rejoint RippleNet pour utiliser sa technologie de paiements transfrontaliers en temps réel.
« Désormais, un client commercial en Pennsylvanie qui reçoit un paiement d’un acheteur britannique pourra recevoir des paiements sur ses factures instantanément, ce qui transformera la façon dont il gère ses comptes clients et lui permettra de mieux gérer son fonds de roulement « , peut-on lire dans le communiqué.
Ripple – Une blockchain de cas d’utilisation réelle
Ripple a récemment différencié son produit de leur cryptomonnaie, XRP, qui était considéré comme une forme de trahison par la communauté de cryptomonnaie.
Il y a toujours eu beaucoup d’individus à l’esprit libertaire qui ont critiqué Ripple pour sa concentration sur l’amélioration du système bancaire. Même les accusations concernant le degré plus élevé de centralisation des Laboratoires Ripple ont été tournées plus souvent que d’habitude par Ripple.
On peut accuser Ripple de beaucoup de choses, mais certainement pas d’avoir échoué.
Ripple est, comme nous pouvons le voir sur la longue liste de partenariats, l’une des plates-formes de la blockchain avec les cas d’utilisation les plus réels, ce qui est encore une rareté dans l’industrie de la blockchain.
Et ce dernier exemple ne fait que confirmer ce succès.
Ripple couvre six continents
« L’ajout d’une grande banque américaine comme PNC sur RippleNet alimente la dynamique positive du réseau « , déclare Ripple.com, et la dynamique est définitivement là.
Selon l’entreprise, RippleNet s’est développé pour atteindre plus de 100 institutions financières.
Il continue à se développer chaque mois de manière exponentielle puisque RippleNet a déjà étendu sa portée à plus de 40 pays et six continents.
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