As blockchain technologies find their way into every walk of life, there seems to be a never-ending stream of solutions.
We have covered how blockchain has been applied in the art’s industry. For a long time, the music industry as been tainted by disputes in contract agreements. Therefore, it comes as no surprise that recently the grapevines have been rattling as several groups have confirmed their intentions to release blockchain solutions to solve issues relating to royalty payments, copyright, and ownership rights within the music and art industries.
A startup, Ascribe.io, had dabbled in their vision of creating a system that covered intellectual property rights for all digital arts. This would have included music, digital art using graphic design, films rights, and more.
At the time it seemed as if finally, a solution for the entertainment business was in the works, but unfortunately, the idea fell flat on itself, leaving many believing that maybe the music industry is just one place that even the magic of blockchain technologies cannot solve its financial inconsistencies and copyright woes.
Nonetheless, new hope is here in the form of JAAK’s KORD, and an unexpected as well as the unpredictable announcement of a blockchain app being released by Imogen Heap. Where Ascribe failed, it seems others have stepped in to do what was thought as impossible.
KORD Network by JAAK Successfully Piloted
JAAK, which is a start-up out of the UK’s capital London has already successfully piloted its KORD application. Should their mainstream release become successful, the disputes we see and hear about in the media over music rights, as well as unfair royalty payouts, could be a thing of the past.
The aim of JAAK’s KORD network has been designed to eradicate inconsistencies in contract agreements between publishers and artists, thus creating a unified framework for intellectual property rights.
This means musicians and others involved within the arts and entertainment industry that have had poor legal representation or inexperience in making deals are less likely to make contractual mistakes that could potentially cost them millions in royalties.
On the other side of the spectrum, publishers will equally be protected from artists or agents that unfairly manipulate deals or contracts and end up paying out over the odds.
The KORD network is based on the Ethereum ecosystem and already has creditability as its pilot included the likes of Warner Music Group, Warner/Chappell Music, Global Music Rights, Sentric, BMG, Outdustry, and other big-name producers within the arts, film, animation, and music industry.
All the participants kept data on a single permissionless and decentralized database that will be shared globally. Once their intellectual property rights are placed on the network, the record is immutable. That said, those involved with a contract on KORD will be able to collaborate to amend or make documents redundant as long as all parties involved concur.
In addition to the system’s sharing and collaboration powers, a complex code has been included to detect any inaccuracies or conflicts on the network. Although this seems like a small point, this is an essential area to KORD’s success.
With songs having multiple copyright agreements across the globe – mainly via the World Web – the creation of a system that clearly defines the terms and conditions of how music is distributed and paid for is a development many have been waiting for.
Via a centralized digital outlet accessible from anywhere in the world, KORD will be able to spot any current confusions or conflicts so the parties involved can be invited to collaborate and solve the issue on the network.
Imogen Heap Launches Artist Career Management Blockchain App
It seems the subject of finances within the music industry as well as other entertainment sectors is a hot topic at present. For those not in the loop, Imogen Heap is a Grammy-Award recipient and artist.
During the recent MoneyConf event hosted in Dublin, Heap announced that she had started a project that will allow artists to use a blockchain based app to manage their own careers. She has made no secret of the fact that she sees the potential of blockchain technologies to solve issues that have long plagued artists’ careers financially.
You only have to watch the movie ‘Straight Out of Compton’ to gain a vague understanding of how inexperienced or up and coming artists can end up losing millions due to bad management, misleading deals and unsound financial decisions in what is a very complicated business.
The app will be released September this year (2019). She is said to have used the payments made to her in Ethereum after her involvement in the infamous Harry Potter musical to make the app, which was apparently a dream of hers.
The app will deal with areas in an artist’s career that relate to intellectual property rights, music distribution as well as other financial payments made to artists.
She said “It’s about how to ease the flow of payments, how to ease collaboration, how to grow partnerships, how to make better collaborations on a business level and creative level. If you’re a new musician […] how do you know where to sign up?”
For those looking to navigate the music industry to make a career out of it that need a guide through its complexities, Heap’s app appears to be the perfect solution.
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Here are 5 Key Financial Moves To Make Before engaged and getting married
having a wedding soon? competently, You should start preparing yourself to tackle the new financial predicament. Marriage not merely means sharing of goals, Desires and ambitions but also partaking assets and financial debts. From personal finance needs to financial, all areas becomes shared. Marriage brings modifications in particular predicament. Post marriage accountabilities instantly grow and bring along a set of money related challenges. According to financial experts, One ought to be understand the new financial needs and plan ahead. This can build a strong personal footing for starting a new relation.
Here are 5 key money moves one should make before planning a wedding:
It is significant to discuss about finances and get into money talks before engaged and getting married. This is helpful understand each other’s financial needs and liabilities. Talking about financial goals is also very essential. Things such as financial security for the non earning partner/existing financial liabilities if any/future financial targets should be discussed. “The conversation includes both the partners’ credit profiling, Which includes previous unsettled loans, in debt and even each other’s credit score. as well as that the partners should discuss each other’s current finances as well. Talking about past is great but talking about the present is incredibly important. never give up would be budgeting, Which includes pre and post marriage expenses and savings money for hard times, told Brijesh Parnami, professional Director and CEO, Essel Wealth options.
2. Managing accounts
i suggest you decide pre marriage only whether the partners should continue with their individual bank accounts or get a joint account instead. regardless, Here the need may differ individually for each person. According to finance experts, Having one joint life’s savings offers a number of benefits. The money in the account is simply reachable to both the partners hence making it easy for any of the partner to withdraw money, Make payments and track their financial deeds. this might help the partners plan their finances and manage their wealth seamlessly.
On converting existing personalised accounts to a joint account, Tushar Goyal, Business Development and dialogue, Meri Punji IMF Pvt Ltd spoken, “Assuming each partner are taxpayers and they get their earnings in their respective bank accounts, it is suggested that they should open a new joint account instead of converting existing accounts. they should, nevertheless, Make each other nominees of their bank accounts. In case each partner are not taxpayers then converting a single bank account into a joint account is advisable,
3. Being prepared for the harmful
With marriage come various unexpected expenditures which the partners have to bear. option, Planning and managing the necessities post wedding are not that easy. yet, A careful financial assessment and planning could be saviour. The joint account opened/converted can contribute for any such startling need. Any sudden unplanned expense can be considered from pre marriage savings.
“Start preparing from the very beginning. products unexpected events that might arise after marriage. Both the partners should be ready before they begin holy matrimony. One should build a cash reserve to cushion against future uncertainties like unemployment. It is essential to have a cash reserve of up to asiame.com six to 12 months of bills to provide a cushion against such an event, rumoured Mr Parnami.
It is also prudent to opt for a term life insurance coverage. Term policies are cheap and can help the family in the eventuality of a partner’s death or a mishap. Health insurance policies is also a must.
4. Financial assessment and making decisions
The partners should undergo a financial assessment before getting married. As an individual the partners should know where exactly they stand. The financial wellness assessment should include info about current financial status. One need to review the recent expenses. The couple can gradually indulge monetary talks and initiate planning. before making a major financial decision, One should be patient and do an in depth research on the same. Once you your property about an option, It’s better to take particular notice and examine the pros and cons.
“If each partner are financially savvy then joint decisions are always the best. If only one partner is cheaply savvy, Then that partner should take decisions that are in the best interest of the couple and keep his/her partner informed. Financial decisions which are related to long term goals should be jointly decided, special Mr Goyal.
5. Managing EMIs and credit card bills
Post wedlock, Monthly outlay surge. at the same time, The partners really should not be disturbed by the pre existing EMI (Equated monthly instalments) And unpaid bills which should be a tool to meet cash flow needs against assured future earnings. It is better to make a budget and keep in mind the monthly cash inflows to avoid exceeding your budget on credit cards/EMIs.
“if an individual wants to manage bills it is always better to start by setting up a budget. If the credit card bills are too high make sure you take a personal loan and pay off the credit card bill as the interest payable on personal loan is comparatively lower. It is also advisable to make change in lifestyle to manage EMIs and credit card bills before marriage, explained Mr Parnami.
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